The FACT Act of 2003 requires regulators to issue guidelines and regulations for creditors and collectors who report to credit bureaus to ensure the accuracy and integrity of the information they furnish. Despite the FCRA requirement to report “complete” account information, Capital One refuses to report the credit limits to make it more difficult for account holders to obtain credit from competitors.
Consumer advocate Christine Baker now seeks $5,000,000 in punitive damages because Verizon Wireless continues to misrepresent the disputed debt to the court as valid. The entire punitive damages award is to be used to establish a non profit consumer litigation organization to assist consumers with billing, credit and collection problems.
Rodrick Coffey with Stinson Morrison Hecker had my cancelled check and Verizon’s own documentation PROVING that I never owed the alleged debt, but he continued to state in his filings with the Arizona federal court that I owe Verizon $105.





Powered by: Powered by ExpressionEngine